Should you Plan your own Funeral Before you Die?

cemetary path

It is not exactly the done thing to plan your own funeral ahead of your death. Many people don’t like to think about dying or discuss it with their loved ones, and some may even say it is superstitious to plan such events or ‘tempting fate.’ However, more and more people are taking our funeral plans and planning their own funeral as they get older. Why?

The cost of dying is rising, which means your death could be a financial burden on your family. Nobody wants their family members paying thousands of pounds for their funeral, or worrying about money in the aftermath of their death. That’s why planning ahead can be a good idea, to secure prices and ensure your funeral service is paid for before you die.

There are other reasons why many people may wish to plan their own funeral. Here are some common reasons why it’s worth considering:

Mitigate the cost

By investing in a pre-paid funeral plan, you can fix the cost of your funeral at today’s prices, regardless of when you pass away. By having a plan in place, you have peace of mind knowing that the costs of your funeral are covered and won’t fall on your immediate family. In the event of your death, the funeral plan will be put into action and your loved ones shouldn’t incur any extra costs. With the prices of funerals rising year on year, this is a sensible option which many people are considering.

Customise the event

By planning your own funeral you get your say – what kind of coffin would you like, and how would you like to be laid to rest? If you have never discussed it with loved ones, how will they know if you’d prefer to be buried or cremated? Or what music you’d like to be played? In the agony of grief and recent bereavement, it is really difficult to make these decisions and family members may have different opinions. Save them the arguments by choosing elements of your funeral yourself.

Who to invite

By planning your funeral in advance you can also decide who you would or wouldn’t like to invite. Perhaps you wish for just a very small service with close family, or there may be a certain family member who you wouldn’t want invited. If you are a public figure or in the military, you may have the option of a public or private funeral.

Planning a funeral ahead of time saves money and stress. Talking about death doesn’t have to be morbid – a funeral is after all, a celebration of life. Why not have an open conversation with your family about what kind of funeral everybody imagines for themselves? Writing down your wishes can prevent your loved ones from having to make difficult decisions when the time comes.

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Funeral Director fees

The price quoted contains the Funeral Director fees for a simple funeral. This includes:

  • Funeral Director fees for meetings, paperwork and running the funeral
  • Collection of the deceased and care prior to funeral
  • Hearse or appropriate vehicle for transport to the funeral
  • Basic coffin

The Funeral Director fees quoted do not include third party costs (often called disbursements). The Funeral Director will guide you through your options. These costs are:

  • Cremation or burial fees
  • Medical certificate for cremation
  • Clergy or officiant fee for conducting the ceremony

In addition to the disbursements you may want to discuss optional costs with your Funeral Director - these could include:

  • Funeral flowers
  • Memorial (venue hire, catering etc)
  • Memorial headstone
  • Orders of service
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What is a Direct Cremation?

A Direct Cremation is an alternative to the traditional funeral. This involves the cremation of the deceased without a funeral service. A Direct Cremation is generally the most economic option because costs of the coffin, preparation of the body, funeral service and expensive transportation are not included. However, many people choose Direct Cremations for reasons other than expense, for example:

  • - Wanting to have a memorial at a different time to the cremation
  • - Expressed desire from the deceased to not have a ceremony
  • - Individuals with relatives who face big physical or geographical challenges in coming together for a ceremony

The prices quoted for Direct Cremations include:

  • All charges, meetings and paperwork for the cremation
  • Collection of deceased and care prior to cremation
  • A simple coffin and urn for the ashes
  • Cremation fees and delivery of ashes to the family
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Attended funeral

This is Funeral Choice’s best estimate of this Funeral Director’s fees for an Attended Funeral, which is where family and friends have a ceremony or service for the deceased person at the same time as they attend their burial or cremation.

This price includes the following:

  • Taking care of all necessary legal and administrative arrangements
  • Collecting and transporting the deceased person from the place of death (normally within 15 miles of the funeral director’s premises) into the funeral director’s care
  • Care of the deceased person before the funeral in appropriate facilities.
  • Providing a suitable coffin
  • Optional viewing of the deceased person for family and friends, by appointment with the funeral director
  • At a date and time you agree with the funeral director, taking the deceased person direct to the agreed cemetery or crematorium (normally within 20 miles of the funeral director’s premises) in a hearse or other appropriate vehicle

In addition to the Funeral Director’s fee, there will be third party costs to consider (sometimes called disbursements) to cover the other aspects of a funeral (such as the crematorium or burial fees). Your chosen Funeral Director will be able to provide these for you.

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Unattended funeral

This is Funeral Choice’s best estimate of this Funeral Director’s fees and the crematorium fee for an Unattended Funeral, which is where family and friends may choose to have a ceremony, event or service for the deceased person, but they do not attend the burial or cremation itself. This is also known as a Direct Cremation.

This price includes the following:

  • Funeral Director's fees
  • Crematorium fee (for an unattended funeral) as selected by the Funeral Director

In addition to this fee, there might be additional third party costs to consider (sometimes called disbursements). Your chosen Funeral Director will be able to explain these for you.

If you wish to attend the funeral, you should view the “Attended Funeral” price instead.

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Why is this price Estimated?

We work hard to ensure the Funeral Director Fees we display are accurate and up to date. However, unlike with our partners, we cannot guarantee this price is correct today.

Funeral Director fees

The price quoted contains the Funeral Director fees for a simple funeral. This includes:

  • Funeral Director fees for meetings, paperwork and running the funeral
  • Collection of the deceased and care prior to funeral
  • Hearse or appropriate vehicle for transport to the funeral
  • Basic coffin

The Funeral Director fees quoted do not include third party costs (often called disbursements). The Funeral Director will guide you through your options. These costs are:

  • Cremation or burial fees
  • Medical certificate for cremation
  • Clergy or officiant fee for conducting the ceremony

In addition to the disbursements you may want to discuss optional costs with your Funeral Director - these could include:

  • Funeral flowers
  • Memorial (venue hire, catering etc)
  • Memorial headstone
  • Orders of service
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Funeral Choice charity donation

To redeem the £20 charity donation all you have to do is select the charity from the dropdown list in the Make Contact form. Once you have confirmed arrangements with that funeral director send us an email to info@yourfuneralchoice.com confirming the service has been arranged. After we receive this email we will make the donation to the chosen charity and confirm back to you.

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