It is not exactly the done thing to plan your own funeral ahead of your death. Many people don’t like to think about dying or discuss it with their loved ones, and some may even say it is superstitious to plan such events or ‘tempting fate.’ However, more and more people are taking our funeral plans and planning their own funeral as they get older. Why?
The cost of dying is rising, which means your death could be a financial burden on your family. Nobody wants their family members paying thousands of pounds for their funeral, or worrying about money in the aftermath of their death. That’s why planning ahead can be a good idea, to secure prices and ensure your funeral service is paid for before you die.
There are other reasons why many people may wish to plan their own funeral. Here are some common reasons why it’s worth considering:
Mitigate the cost
By investing in a pre-paid funeral plan, you can fix the cost of your funeral at today’s prices, regardless of when you pass away. By having a plan in place, you have peace of mind knowing that the costs of your funeral are covered and won’t fall on your immediate family. In the event of your death, the funeral plan will be put into action and your loved ones shouldn’t incur any extra costs. With the prices of funerals rising year on year, this is a sensible option which many people are considering.
Customise the event
By planning your own funeral you get your say – what kind of coffin would you like, and how would you like to be laid to rest? If you have never discussed it with loved ones, how will they know if you’d prefer to be buried or cremated? Or what music you’d like to be played? In the agony of grief and recent bereavement, it is really difficult to make these decisions and family members may have different opinions. Save them the arguments by choosing elements of your funeral yourself.
Who to invite
By planning your funeral in advance you can also decide who you would or wouldn’t like to invite. Perhaps you wish for just a very small service with close family, or there may be a certain family member who you wouldn’t want invited. If you are a public figure or in the military, you may have the option of a public or private funeral.
Planning a funeral ahead of time saves money and stress. Talking about death doesn’t have to be morbid – a funeral is after all, a celebration of life. Why not have an open conversation with your family about what kind of funeral everybody imagines for themselves? Writing down your wishes can prevent your loved ones from having to make difficult decisions when the time comes.