How to save money on a funeral

The average cost of a funeral is increasing year on year, with the average burial costing £4,267 and cremations costing £3,247*. According to the guardian, there has been a 68%* increase in funeral costs in the last 10 years, this does not include the amount spent on the send-off or professional fees. We have put together a guide with simple things to consider if you are looking to save on funeral costs.

Compare prices in advance

If you are in a position to plan in advance, speaking to multiple local funeral directors can help you to get the most out of your budget. Keep a table of what is included, the cost of extras and the total cost of a funeral that fulfils your requirements.

Consider pre-payment

A funeral plan locks in the cost of the funeral to the current market price. If funeral costs increase, you will not be asked to pay the difference. Before considering pre-payment, we highly recommend researching the pros and cons and deciding whether it is worthwhile for you.

Request a simple funeral

If you want to make sure your family does not feel pressure to spend substantial amounts on your funeral, you can add it to your wishes in your will. Using a phrase such as ‘I would like a simple funeral’ will communicate to your family that you do not want them to spend a lot of money on your funeral.

Consider whether you need embalming

Embalming is a process that preserves the appearance of a loved one. It is typically for families who which to have an open casket. If you are having the funeral service shortly after a loved one has passed, opting out of embalming is a very normal practice.

Should you pay for a shroud or gown?

A shroud or gown will be offered at an additional charge. A common alternative is to have your loved one wearing their own clothes.

Notify the newspaper yourself

Some funeral directors will offer to notify the newspaper of your loved ones passing for the obituaries section. Sometimes this cost can be avoided if you notify the newspaper yourself (if you do want to notify the newspaper). We recommend asking your funeral director about this service and whether it incurs a cost.

Consider a direct cremation

A direct cremation is like a normal cremation but without a ceremony. This involves a simple coffin and there is no need for embalming. A direct cremation can allow you to give a loved one a unique send off where you are free to make your own arrangements.

Arrange your own flowers

Funeral directors will offer to arrange the flowers for the funeral. By going direct to a florist, you can take control of spend on flowers for the service. You will be able to pick a florist and arrangement that suits your budget.

Arrange your own transport

Funeral directors will offer a limousine transport service. A simple way to save on funeral costs is to arrange your own transport between the funeral service and the crematorium or burial site.

Other quick tips

Get family and friends to act as bearers – where possible, asking friends and family to act as a bearer will avoid additional costs for hiring a bearer.

Print your own service and hymn sheets – it is possible to print your own funeral service and hymn sheet on your own printer. You can also consider professional online printing services.

Save on catering costs – asking family and friends to provide food and refreshments after the ceremony will remove the cost of hiring caterers.

Avoid extra charges – Picking up ashes promptly can avoid incurring additional fees. Some funeral directors will have additional charges for calling out of hours. Check to see if there is a cost for visiting the chapel of rest.


References

https://www.moneyadviceservice.org.uk/en/articles/how-much-does-a-funeral-cost

https://www.theguardian.com/business/2018/nov/29/uk-funerals-industry-under-investigation-high-prices-cma

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Call a member of the Funeral Choice advice team on 01983 754387

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Funeral Director fees

The price quoted contains the Funeral Director fees for a simple funeral. This includes:

  • Funeral Director fees for meetings, paperwork and running the funeral
  • Collection of the deceased and care prior to funeral
  • Hearse or appropriate vehicle for transport to the funeral
  • Basic coffin

The Funeral Director fees quoted do not include third party costs (often called disbursements). The Funeral Director will guide you through your options. These costs are:

  • Cremation or burial fees
  • Medical certificate for cremation
  • Clergy or officiant fee for conducting the ceremony

In addition to the disbursements you may want to discuss optional costs with your Funeral Director - these could include:

  • Funeral flowers
  • Memorial (venue hire, catering etc)
  • Memorial headstone
  • Orders of service
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What is a Direct Cremation?

A Direct Cremation is an alternative to the traditional funeral. This involves the cremation of the deceased without a funeral service. A Direct Cremation is generally the most economic option because costs of the coffin, preparation of the body, funeral service and expensive transportation are not included. However, many people choose Direct Cremations for reasons other than expense, for example:

  • - Wanting to have a memorial at a different time to the cremation
  • - Expressed desire from the deceased to not have a ceremony
  • - Individuals with relatives who face big physical or geographical challenges in coming together for a ceremony

The prices quoted for Direct Cremations include:

  • All charges, meetings and paperwork for the cremation
  • Collection of deceased and care prior to cremation
  • A simple coffin and urn for the ashes
  • Cremation fees and delivery of ashes to the family
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Why is this price Estimated?

We work hard to ensure the Funeral Director Fees we display are accurate and up to date. However, unlike with our partners, we cannot guarantee this price is correct today.

Funeral Director fees

The price quoted contains the Funeral Director fees for a simple funeral. This includes:

  • Funeral Director fees for meetings, paperwork and running the funeral
  • Collection of the deceased and care prior to funeral
  • Hearse or appropriate vehicle for transport to the funeral
  • Basic coffin

The Funeral Director fees quoted do not include third party costs (often called disbursements). The Funeral Director will guide you through your options. These costs are:

  • Cremation or burial fees
  • Medical certificate for cremation
  • Clergy or officiant fee for conducting the ceremony

In addition to the disbursements you may want to discuss optional costs with your Funeral Director - these could include:

  • Funeral flowers
  • Memorial (venue hire, catering etc)
  • Memorial headstone
  • Orders of service
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Funeral Choice charity donation

To redeem the £20 charity donation all you have to do is select the charity from the dropdown list in the Make Contact form. Once you have confirmed arrangements with that funeral director send us an email to info@yourfuneralchoice.com confirming the service has been arranged. After we receive this email we will make the donation to the chosen charity and confirm back to you.

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